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About us

Mortgage Money offers expert, personalised mortgage, insurance and KiwiSaver advice, helping you find the best solution for your financial journey.

Meet Mortgage Money

Calum McNeil - Mortgage, Insurance & KiwiSaver Adviser | Nelson Office

Originally from Scotland, I’ve been lucky enough to call Nelson home for my young
family since 2017. In a previous life, I provided financial analysis for organisations like Meridian Energy, the Commerce Commission, CitiBank and ACC. Now, I’m using the skills I learned along the way to give unbiased expert advice to my clients.

I help with things like:

  • Making sure your mortgage is the best is possibly can be

  • Reviewing and renegotiating your current mortgage (often saving thousands!)

  • Navigating complex loan applications
    Interest rate refixes

The whole process is easier when you work with a skilled, confident advisor.

Get in touch today to make your first step.

Adele Graham - Mortgage Adviser | Richmond Office

Adele has dedicated over 30 years to the banking industry, specialising in mortgage advisory services. Her family legacy in banking—spanning generations—has provided her with a deep understanding of financial markets and economic cycles. Adele has guided clients through various economic climates, assisting them with business ventures, owner occupied and investment property purchases, and personal debt management.

Beyond her professional expertise, Adele brings personal insights to her role. As a property owner herself, she has navigated her own property ownership complexities in various forms including first home buying, investment, renovation and construction. Her empathetic approach and practical knowledge make her an invaluable resource for clients seeking mortgage solutions.

Outside of her profession Adele thrives in the great outdoors. Whether she’s cycling local trails, mountain biking, sea kayaking, or simply walking her dog, she loves the lifestyle Nelson offers. When she’s not exploring the outdoors, you’ll find her dreaming and planning her next holiday adventure.

Peter Giles - Personal & Business Risk Adviser

Personal & Business Risk Adviser | Richmond Office

Peter is a Registered Financial Adviser specialising in giving advice on Personal and Business Risk insurance for everyday people. He specifically deals with Life, Disability and Private Health insurances policies and works with self-employed/small business owners and key persons to their businesses around ACC structures and ensuring the right cover for each client’s individual needs.

Peter joined the industry after spending over 30 years as a PGA Golf Professional of which he still competes on the Australasian Legends Tour. He has spent many years as a very successful golf coach. After spending the number of years he has as a golf pro, Peter decided he needed to do something different. Peter has been a Risk adviser for 6 years and now has the knowledge and is excited joining the great team at Mortgage Money, understanding and skill to give very good and sound advice to those that need personal and business risk insurance. His passion is very much giving the right advice and making sure his clients fully understand what it is they have and creating certainty for his clients. Peter still very much enjoys his golf and has retained his PGA Golf Professional status and still gives golf lessons on a regular basis. He plays as a Professional on the PGA Pro-Am circuit.

Peter looks forward to working with the great team at Mortgage Money to provide a professional service and creating certainty for his clients.

Julia McCathy - Client Manager

Originally from Otago, Julia has an extensive working history in banking at both local levels, and in national roles, all of which were underpinned by a strong service ethic supporting people to achieve their goals. Julia brings a friendly, organised, and professional approach and thoroughly enjoys working with others, be they clients or team members to 'get the job done', with a smile.

On a personal note, Julia has lived in Nelson for some 25 years now, with her children both raised in the region, and who are now both exploring and residing overseas. Spending time on, or near the water, either swimming, or kayaking,  is one of Julia's favourite pastimes, along with exploring numerous walking trails locally.

Receive independent Advice

Our team of advisers have extensive knowledge and experience in finance, they will work to save you time by sourcing a great deal.

Accredited Mortgage Advisers (KAN)

Every member of our team is accredited under the Kiwi Adviser Network and take part in regular training.

Save Thousands!

The right structure to your mortgage finance can save you tens of thousands of dollars.

Get Genuine Choice

We have access to many different lenders including ASB, ANZ, SBS, BNZ, Westpac, Sovereign, KiwiBank, The Cooperative Bank and more.

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"Highly recommend"

Highly recommend, Sarah was very helpful. We had one issue where our bank didn't put the right amount of mortgage payment we asked for when renewing our loan, and Sarah got onto it straight away and had it fixed for us that day. Thank you for your help.”

- Mandy Higgins

Get in touch for tailored mortgage advice and support

We have four offices based in Nelson, Stoke, Richmond and Motueka. Give us a call at your closest branch, or contact us directly. We look forward to hearing from you.