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Refinancing Your Mortgage: When, Why and How

Refinancing your mortgage simply means switching to a new home loan, either with your current lender or a new one. At Mortgage Money, we help you decide if it’s the right move and make the process hassle-free. When Should You Refinance? Your fixed term is ending Interest rates have dropped Your financial situation has improved You want to consolidate debt You’re planning renovations or need extra funds You would like to access low or 0% lending to improve t...

Benefits for First Home Buyers

If you want a financial adviser who is well qualified, experienced and working in your best interests, the team at Mortgage Money is here for you. For first-time homebuyers, navigating the complex world of mortgages can be daunting. That's where mortgage advisers step in, offering invaluable assistance and expertise throughout the process. Here are the benefits of using a mortgage adviser for first home buyers: Expert Guidance: Mortgage advisers are knowledgeable professionals who unde...

5 Top Tips to Help with Your Mortgage Pre-Approval

TIP 1 - Sort out your Accounts An important part of your mortgage application checking your last 3 months of bank and credit card statements.  This is so the Bank can assess your money management to ensure you are a good applicant to lend money to.   To demonstrate this, your bank statements should show: Consistent deposits from income. A monthly surplus after expenses. Expenses align with the expenses declared in your loan application. No un-arranged overd...