Refinancing your mortgage simply means switching to a new home loan, either with your current lender or a new one. At Mortgage Money, we help you decide if it’s the right move and make the process hassle-free. 

When Should You Refinance? 

• Your fixed term is ending 

• Interest rates have dropped 

• Your financial situation has improved 

• You want to consolidate debt 

• You’re planning renovations or need extra funds 

• You would like to access low or 0% lending to improve the sustainability of your home or purchase an electric vehicle.

Why Refinance? 
Refinancing can help you secure a lower interest rate, reduce your repayments, or access equity in your home. It can also let you switch to a more flexible loan structure or take advantage of lender incentives like cash backs. 

How Does It Work? 
The process is similar to applying for a new loan. We’ll review your current mortgage, compare it against other options, and guide you through the application and approval steps. We handle the paperwork and negotiations, so you don’t have to. 

Even a small change in interest rates and your repayments can save you thousands over the life of your loan. 

Thinking about refinancing?
Talk to the team at Mortgage Money and see if it’s the right time to make a smart move.